Disclosure: who operates this information site?
The Caliph link is an affiliate referral link using code CG2474. Any rewards are subject to Caliph terms; no commission rate or income is promised on this site.
I am Zunaidi. I have experience in the takaful field dating back to 2014. For LINDUNG, my role is as a Caliph Group affiliate. I am not an agent of EPF or Prudential BSN Takaful Berhad (PruBSN). This is not an official EPF, PruBSN or government website.
Products and official applications
PruBSN Lindung Famili and Cegah Famili are products offered by Prudential BSN Takaful Berhad. Registration, health declarations, contributions, approvals and claims are handled through the relevant official channels. The Caliph link on this site is an affiliate referral link.
Your retirement savings
Contributions use the eligible member's own permitted EPF savings, not free money or a government grant. Every contribution reduces retirement savings. Rates and benefits are subject to official terms and may change.
Affiliate referrals
The site may use AI to assist with information. AI answers can be wrong and cannot decide applications or claims. The official product documents prevail where there is any difference.
AI and official documents
Eligible takaful benefits are protected by PIDM up to the relevant limits. Please refer to the official PIDM and PruBSN materials.