LINDUNG Terms of Use
LINDUNG provides general educational information about the products described on this site. It is not a replacement for the official PruBSN Product Disclosure Sheets, FAQs, certificate terms or the relevant official application portal.
Product information
Descriptions, examples and articles are summaries. If they differ from official product documents, the official documents prevail.
Application and eligibility
This is not an official EPF or PruBSN website. Applications, contributions, health assessment, approvals and claims are administered by the relevant parties through their own channels.
Contribution calculator
Calculator results are illustrative reference amounts using the selected inputs and the schedule available to the site. They are not a binding quote, approval decision or guarantee of future rates.
Affiliate and external links
Some links lead to Caliph and other third-party services. Please read their separate terms and privacy notices. The site's affiliate relationship is explained on the Disclosure page.
AI assistant
AI-generated answers may contain errors. The assistant does not issue approvals, assess medical conditions or determine claim outcomes.
Updates
Content may be revised following changes to official products, technical operations or applicable requirements. A last-reviewed date should appear on the published page.
These terms do not limit consumer rights provided by applicable law.