Enjoy explaining things to others? Learn what a referral partner may do.
Help friends and family learn about family takaful protection honestly and ethically. Contact us to find out more and the conditions that need to be confirmed with the relevant organisations.
No promise of income, commission or position.What is the idea?
A permitted referral partner may share accurate information, direct people to official product documents, explain the calculator and point them towards the self-registration process.
A referral partner must not promise approval, collect premiums into a personal account, present themselves as an authorised PruBSN agent without proof, or ask for an EPF PIN or OTP.
Three ground rules
Understand the products. Explain the exclusions, not only the selling points. Never pressure anyone to enrol.
Any referral arrangement, permissions, possible rewards and disclosure obligations must be confirmed with the relevant organisation before marketing begins.
Independent information by Zunaidi, Caliph Group affiliate. Not an official recruitment or agency appointment.
How to get more information
- Contact us on WhatsApp.
- Intro session: we explain the role and its limits.
- Check the relationship, authorisation and conditions with the relevant organisation/operator.
- Only proceed after confirmation.
Questions before joining a referral programme
Is this an agency appointment? No. Confirm marketing permissions, programme conditions and any rewards with Caliph. This page promises neither income nor a licence to sell takaful.
About this site
My name is Zunaidi. I am not an agent of EPF or Prudential BSN Takaful Berhad. My role for i-Lindung is as a Caliph Group affiliate. I have experience in the takaful field since 2014.
That earlier experience is separate from my current affiliate role. This is not an official EPF/PruBSN website. Using your savings for contributions reduces your retirement balance. Eligibility, benefits and approval are subject to official terms.