Why can a RM212 contribution change as you get older?
Because age changes, and the contribution table changes across age bands too.
Consider this illustration for a male, RM100,000 sum covered, under PruBSN Lindung Famili in the schedule used by this website:
• At ANB 30: RM212 for the year. • At ANB 36-40: RM256 for the year. • At ANB 46-50: RM629 for the year.
These are not universal prices or a guarantee of future contributions. The final amount must be checked against the current official schedule.
ANB means age next birthday
If you are 30 today but have not yet celebrated your 31st birthday, your ANB is 31. Enter your date of birth in the calculator rather than trying to guess the band.
Yearly does not mean monthly
You can divide the amount by 12 to understand your budget, but this plan requires a yearly contribution. A monthly equivalent is not a monthly payment facility.
Rates are not guaranteed to remain the same; official documents provide for review under specified notice terms. Because eligible contributions use permitted EPF savings, each payment also affects your retirement balance.
| ANB | Yearly contribution |
|---|---|
| 1–35 | RM212.00 |
| 36–40 | RM256.00 |
| 46–50 | RM629.00 |